Eliminating the second mortgage
After the housing boom and bust, many of the homes that acquired 2nd mortgages exceeded the true market value of the home. It’s natural that many people involved in this seek Chapter 13 lien removal bankruptcy as a viable option for moving on with their lives and getting their finances in order. It’s possible to completely eliminate your second mortgage and never have to pay it back. Yep, we said it.
The Law Offices of Omar Zambrano knows that second and third mortgages can get out of control. It can get to the point where you feel like you’re sinking and there is no way out. This is why Chapter 13 bankruptcy is a viable option for so many people going through the same financial problems.
A Chapter 13 can allow you to strip the 2nd mortgage off of the house completely. Once filed, you must return to paying your original 1st mortgage payments almost immediately. A judge has the ultimate say of granting a Chapter 13 or not, but your lawyer is the one who will work with you to determine if your monthly budget plan is feasible or not.
The Law Offices of Omar Zambrano are aware of the tricky nature of Chapter 13 bankruptcies, which is why we like to build open and honest relationships with clients so that we can be realistic and ultimately successful.
If you are looking to eliminate the second mortgage on your home, you must first consult with a professional representative. The Law Offices of Omar Zambrano know exactly what it takes and what judges are looking for to grant elimination of second mortgages. Let us help you to take some of the burden off of your shoulders.
Please Call the Law Offices of Omar Zambrano TODAY to schedule a free consultation.
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